Our Thoughts

"Either write something worth reading or do something worth writing." -Benjamin Franklin


Health Savings Accounts: Are They Just What the Doctor Ordered?

Posted by on Monday, October 16th, 2017 in Personal Finance | 0 comments

Are health insurance premiums taking too big of a bite out of your budget? Do you wish you had better control over how you spend your health-care dollars? If so, you may be interested in an alternative to traditional health insurance called a health savings account (HSA). How does this health-care option work? An HSA is a tax-advantaged account that’s paired with a high-deductible health plan (HDHP). Let’s look at how an HSA works with an HDHP to enable you to cover your current health-care costs and also save for your future...

read more

October 2017 Monthly Insight: Thoughts on a Potential Market Correction

Posted by on Wednesday, October 4th, 2017 in Investing, Monthly Insights, Personal Finance | 0 comments

“I can calculate the movement of the stars, but not the madness of men.” –Sir Isaac Newton The Wright brothers successfully conducted the first manned flight at Kill Devil Hills, NC, on December 17, 1903. However, an aircraft’s movement through the air can be explained and described by physical principals discovered over 300 years ago by Sir Isaac Newton. He developed his theories of gravitation in 1666, when he was only 23 years old. Twenty years later, he presented his three laws of motion in the “Philosophiae...

read more

Can You Reduce Your Lifetime Health Care Costs by Staying Healthy?

Posted by on Monday, September 25th, 2017 in Personal Finance, Retirement | 0 comments

An apple a day keeps the doctor away – and spares you the bill for medical services. Does this logic carry over into lifetime health care planning? Can you reduce your lifetime health care costs by staying healthy? Apparently not. The Center for Retirement Research at Boston College has revealed the counterintuitive finding that married couples who are the healthiest at age 65 – that is, those with no chronic conditions such as diabetes, cancer, or heart disease – end up spending more on health care over their lifetime than their unhealthy...

read more

Video highlights from the Annual Boy Scout Clay Shooting Event

Posted by on Monday, September 18th, 2017 in Company News | 0 comments

Every year, the Nalls Sherbakoff Group is proud to sponsor the Shoot for Scouting Sporting Clays fundraiser to help at-risk youth, put on by the Great Smoky Mountain Council of the Boy Scouts of America. At-risk youths are young people who are economically disadvantaged, live in single or no-parent homes, and or are growing up in hostile environments such as crime or drug infested neighborhoods.  These youth would not have a Scouting experience if it were not for the Scoutreach programs of the Council. The Great Smoky Mountain Council serves...

read more

When to Apply for Social Security Benefits

Posted by on Monday, September 18th, 2017 in Personal Finance, Retirement, Wealth Management | 0 comments

With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning. How claiming age affects the income stream One of the most important decisions a retiree faces is when to apply for Social Security benefits. This is not a decision to be made lightly; the lifetime, inflation-adjusted income promised by Social Security makes it one of a retiree’s most significant assets. To find out more about when to apply for your social...

read more