Monthly Insights

"Ideas shape the course of history." -John Maynard Keynes


May 2020 Monthly Insight – Your Reward for Staying Calm

Posted by on Friday, May 1st, 2020 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“The world is ruled by letting things take their course.” – Lau-Tzu, ancient Chinese philosopher and writer “This time it’s different,” someone once said while panicking out of the market in a time of crisis. At some level, investors know markets go up and markets draw down, just as the economy expands and the economy contracts. However, when people let their fear and uncertainty overwhelm them as they watch, in near real time, the value of their portfolio shrink, they are certain the bear market is different this time and they...

read more

April 2020 Monthly Insight – COVID-19 and Market Uncertainty

Posted by on Wednesday, April 1st, 2020 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Wealth Management | 0 comments

“Fear incites human action far more urgently than does the impressive weight of historical evidence.” -Jeremy Siegel, Professor of Finance at the Wharton School of the University of Pennsylvania Everyone here at The Nalls Sherbakoff Group, LLC, has our clients in our thoughts and prayers as we all deal with the COVID-19 pandemic. I know we’re all doing our best to arrest the exponential growth in the number of confirmed cases.  The social distancing and “safer-at-home” initiatives no doubt will affect the overall U.S. economy and,...

read more

March 2020 Monthly Insight – The Economy, Markets, Coronavirus, and Perspective.

Posted by on Friday, March 6th, 2020 in Investing, Market and Economic Updates, Monthly Insights, Uncategorized, Wealth Management | 0 comments

“The only thing you sometimes have control over is your perspective. You don’t have control over your situation. But you have a choice about how you view it.“ – Chris Pine, American actor As February began, investors were keeping a cautious eye on the coronavirus spreading in China. While there were isolated outbreaks around the globe, they were just that—isolated. That changed dramatically when headlines announced the coronavirus had spread to northern Italy, South Korea, and Iran. Now, the uncertainty is being felt...

read more

February 2020 Monthly Insight – Embracing Volatility

Posted by on Saturday, February 1st, 2020 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Wealth Management | 1 comment

“Don’t underestimate the value of doing nothing” —A. A. Milne, an English author, best known for his books about the teddy bear Winnie-the-Pooh We hope all is well with you so far in the New Year. You have likely heard us plead the case that we must embrace volatility if we are going to invest in the stock market. The fact that markets swing suddenly at times is why they allow for higher returns than the low, steady rates you earn on money markets and savings accounts. When nervous, deluded investors bail out, it leaves significant...

read more

January 2020 Monthly Insight – Securing the SECURE Act

Posted by on Wednesday, January 1st, 2020 in Estate Planning, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“I am prepared for the worst, but hope for the best.” – Benjamin Disraeli, British statesman and novelist On May 23, 2019, the U.S. House of Representatives, in a near-unanimous vote of 417-3, passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act.  The SECURE Act contained significant changes to retirement accounts, required minimum distributions (RMD), and inherited IRAs. A few days later, on June 3, 2019, the House submitted the legislation to the Senate, where it languished until December 19, when the...

read more