Monthly Insights

"Ideas shape the course of history." -John Maynard Keynes


October 2018 Monthly Insight: Becoming a Lifelong Student of Investing

Posted by on Wednesday, October 3rd, 2018 in Investing, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“Tell me and I forget. Teach me and I remember. Involve me and I learn.” —Benjamin Franklin Have you ever embarked on a home improvement project? You are confident you can complete the task, but you are unfamiliar with the details. You need guidance from an expert. That is where your local home improvement store comes into play. The employees not only know their craft exceedingly well but are excited to share their ideas. You can see it in their body language and the sparkle in their eyes when they explain the nuances of a project. Plus, they...

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September 2018 Monthly Insight: Discipline in the Face of a Record Bull Market

Posted by on Thursday, September 6th, 2018 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance | 0 comments

“This is the single greatest challenge long-term investors face: finding new reasons not to sell.” Michael Batnick, Director of Research, Ritholtz Wealth Management On August 22, 2018, the U.S. Stock market celebrated a bull run of 3,453-days.  This is the longest bull market ever.  That’s right.  After nearly 9½ years, the markets are still going strong. They have risen from 677 points during the deep, dark days of the great recession to 2,861.82 on Wednesday, August 22, to become the longest bull market in history.  Yet, before the end of...

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August 2018 Monthly Insight: Don’t Fear the Yield Curve

Posted by on Monday, August 6th, 2018 in Investing, Market and Economic Updates, Monthly Insights | 0 comments

“A flat yield curve, or even an inverted one, should not be on top of our worry list under today’s accommodative monetary conditions,” –Burton Malkiel, Princeton professor of economics and author of “A Random Walk Down Wall Street”, July 31, 2018 Recently you have probably heard or watched business television network entertainers, such as those on CNBC or Bloomberg Television, pontificate about a flattening yield curve and how that means we must be heading toward a recession and deep corrections in the market.  And,...

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July 2018 Monthly Insight: 5 Steps to Reducing Health Care Costs in Retirement

Posted by on Thursday, July 5th, 2018 in Company News, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“Most Americans understand that annual health care costs have been growing faster than inflation for some time.” – Planning for Health Care Costs in Retirement, Vanguard Research, June 2018 5 Steps to Reducing Health Care Costs in Retirement Health care costs will be the biggest expense for most retirees. It’s not a pleasant prospect, but it is a reality. That’s why planning for health care costs is one of the most important parts of a sustainable retirement income plan. In retirement income planning we try to make prudent,...

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June 2018 Monthly Insight: GDPR and Your Privacy Rights

Posted by on Monday, June 4th, 2018 in Cybersecurity, Monthly Insights | 0 comments

“You have to fight for your privacy or you lose it.” –Eric Schmidt, former Executive Chairman, Google and Alphabet The General Data Protection Regulation (GDPR) Over the last few weeks, you’ve probably received numerous emails from social media sites, apps you use, and other online service providers announcing they are updating their privacy settings to enhance the user experience and give you more control of your personal data.  The fact of the matter is that nearly all of this recent activity to update privacy settings is...

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