Monthly Insights

"Ideas shape the course of history." -John Maynard Keynes


August 2018 Monthly Insight: Don’t Fear the Yield Curve

Posted by on Monday, August 6th, 2018 in Investing, Market and Economic Updates, Monthly Insights | 0 comments

“A flat yield curve, or even an inverted one, should not be on top of our worry list under today’s accommodative monetary conditions,” –Burton Malkiel, Princeton professor of economics and author of “A Random Walk Down Wall Street”, July 31, 2018 Recently you have probably heard or watched business television network entertainers, such as those on CNBC or Bloomberg Television, pontificate about a flattening yield curve and how that means we must be heading toward a recession and deep corrections in the market.  And,...

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July 2018 Monthly Insight: 5 Steps to Reducing Health Care Costs in Retirement

Posted by on Thursday, July 5th, 2018 in Company News, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“Most Americans understand that annual health care costs have been growing faster than inflation for some time.” – Planning for Health Care Costs in Retirement, Vanguard Research, June 2018 5 Steps to Reducing Health Care Costs in Retirement Health care costs will be the biggest expense for most retirees. It’s not a pleasant prospect, but it is a reality. That’s why planning for health care costs is one of the most important parts of a sustainable retirement income plan. In retirement income planning we try to make prudent,...

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June 2018 Monthly Insight: GDPR and Your Privacy Rights

Posted by on Monday, June 4th, 2018 in Cybersecurity, Monthly Insights | 0 comments

“You have to fight for your privacy or you lose it.” –Eric Schmidt, former Executive Chairman, Google and Alphabet The General Data Protection Regulation (GDPR) Over the last few weeks, you’ve probably received numerous emails from social media sites, apps you use, and other online service providers announcing they are updating their privacy settings to enhance the user experience and give you more control of your personal data.  The fact of the matter is that nearly all of this recent activity to update privacy settings is...

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Developing a Realizable Vision for Retirement

Posted by on Monday, May 14th, 2018 in Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

Retirement is a totally new stage of life. With some careful prioritizing—and collaborating with your advisor—you can design a working plan for retirement that may surpass all your expectations. When most people think of retirement, they imagine leaving a job they’re tired of, getting out of the rat race, and leaving the pressures of employment behind. Often retirement is viewed as a reward for time in the workforce and successful financial planning. But retirement is so much more than giving up a job and relaxing. Retirees are entering one...

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May 2018 Monthly Insight: Perspectives on Market Volatility

Posted by on Monday, May 7th, 2018 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance | 0 comments

I don’t focus on what I’m up against. I focus on my goals and I try to ignore the rest. -Venus Williams, American professional tennis player, 2nd in all-time rankings Last year, stocks marched higher with only minor pullbacks.  The largest decline from peak-to-trough for the S&P 500 Index last year was just under 3%.  It was a year that lacked turbulence and rewarded diversified investors.  Since February 1, volatility has returned.  It’s a reminder that periods of relative tranquility don’t last forever.  In our opinion, the...

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