Monthly Insights

"Ideas shape the course of history." -John Maynard Keynes

March 2020 Monthly Insight – The Economy, Markets, Coronavirus, and Perspective.

Posted by on Friday, March 6th, 2020 in Investing, Market and Economic Updates, Monthly Insights, Uncategorized, Wealth Management | 0 comments

“The only thing you sometimes have control over is your perspective. You don’t have control over your situation. But you have a choice about how you view it.“ – Chris Pine, American actor As February began, investors were keeping a cautious eye on the coronavirus spreading in China. While there were isolated outbreaks around the globe, they were just that—isolated. That changed dramatically when headlines announced the coronavirus had spread to northern Italy, South Korea, and Iran. Now, the uncertainty is being felt...

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February 2020 Monthly Insight – Embracing Volatility

Posted by on Saturday, February 1st, 2020 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Wealth Management | 1 comment

“Don’t underestimate the value of doing nothing” —A. A. Milne, an English author, best known for his books about the teddy bear Winnie-the-Pooh We hope all is well with you so far in the New Year. You have likely heard us plead the case that we must embrace volatility if we are going to invest in the stock market. The fact that markets swing suddenly at times is why they allow for higher returns than the low, steady rates you earn on money markets and savings accounts. When nervous, deluded investors bail out, it leaves significant...

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January 2020 Monthly Insight – Securing the SECURE Act

Posted by on Wednesday, January 1st, 2020 in Estate Planning, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“I am prepared for the worst, but hope for the best.” – Benjamin Disraeli, British statesman and novelist On May 23, 2019, the U.S. House of Representatives, in a near-unanimous vote of 417-3, passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act.  The SECURE Act contained significant changes to retirement accounts, required minimum distributions (RMD), and inherited IRAs. A few days later, on June 3, 2019, the House submitted the legislation to the Senate, where it languished until December 19, when the...

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December 2019 Monthly Insight – Money Talk With The Family

Posted by on Sunday, December 1st, 2019 in Estate Planning, Investing, Monthly Insights, Personal Finance, Wealth Management | 0 comments

“It was impossible to get a conversation going, everybody was talking too much.“ —Yogi Berra, Major League Baseball player, manager and Baseball Hall of Fame member You’ve heard it said before—never discuss religion and politics. It’s easy to understand why. Some folks hold very strong opinions, and it’s easy to get swept up into an unwinnable argument. Interestingly enough, though, politics and religion aren’t considered the most difficult subjects to tackle.  According to a 2014 study, personal finances (44%) ranked ahead...

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November 2019 Monthly Insight – Volatility Can Be Spooky

Posted by on Friday, November 1st, 2019 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

“Stay in your seat come times of trouble. It’s only people who jump off the roller coaster who get hurt.” – Paul Harvey, American radio broadcaster for the ABC Radio Networks Over the last five years you have received our Monthly Insight letter.  The purpose of this communique is to explain investment principles, educate the reader on how The Nalls Sherbakoff Group views investing and the market, and illuminate you on investor behaviors—specifically, on those cognitive biases that lead investors to make inappropriate decisions at...

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