News, Updates, & Resources
October 2017 Monthly Insight: Thoughts on a Potential Market Correction
"I can calculate the movement of the stars, but not the madness of men." --Sir Isaac Newton The Wright brothers successfully conducted the first manned flight at Kill Devil Hills, NC, on December 17, 1903. However, an aircraft's movement through the air can be...
Can You Reduce Your Lifetime Health Care Costs by Staying Healthy?
An apple a day keeps the doctor away – and spares you the bill for medical services. Does this logic carry over into lifetime health care planning? Can you reduce your lifetime health care costs by staying healthy? Apparently not. The Center for Retirement...
Video highlights from the Annual Boy Scout Clay Shooting Event
Every year, the Nalls Sherbakoff Group is proud to sponsor the Shoot for Scouting Sporting Clays fundraiser to help at-risk youth, put on by the Great Smoky Mountain Council of the Boy Scouts of America. At-risk youths are young people who are economically...
When to Apply for Social Security Benefits
With the demise of guaranteed pensions, and in light of the risks you face in managing your own retirement assets, maximizing Social Security becomes a critical part of retirement planning. How claiming age affects the income stream One of the most important...
Special Report: How to Respond to the Equifax Breach
On Thursday September 7, Equifax, one of the three biggest credit reporting agencies in the United States, reported that it had been the victim of one of the largest data breaches in history. The company reports that hackers gained access to information on nearly...
September 2017 Monthly Insight: Five Financial Tips for Women
You may wonder at the title of this section. Why are financial tips for women different from financial tips for men? Don’t we all need the same information? The answer is no. Women are different from men in many ways, including the ways in which they manage money...
Some Thoughts on Charlottesville, White Supremacy, and Race in America
As many of you know, I am a graduate of the University of Virginia. I applied to UVA because I am an ardent fan of Thomas Jefferson (or Mr. Jefferson, as we say at the University) and his philosophy of government. I also fervently believe in the American Creed as...
All About Credit Scores
It's difficult to imagine functioning in today's world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand in hand with having a good credit score, so it's...
Checklist: Is It Time for Assisted Living?
Rosalyn Carter once said: “There are only four kinds of people in the world – those who have been caregivers, those who are currently caregivers, those who will be caregivers, and those who will need caregivers.” In light of the longer lives we now enjoy, it’s very...
Mental Accounting Bias: How it Hurts, How it Helps
Have you ever come out on top at a casino and decided to treat yourself to something extravagant? Did you spend your last tax refund on a vacation instead of paying down debt? Do you frequently dip into your savings but wouldn’t dare touch your 401(k)? If any of...