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"Either write something worth reading or do something worth writing." -Benjamin Franklin


Earlier-Than-Planned Retirements

Posted by on Friday, August 14th, 2020 in Retirement | 0 comments

Earlier-Than-Planned Retirements From Lee Sherbakoff, The Nalls Sherbakoff Group, LLC Dear friends, Last week another 1.2 million individuals submitted an initial claim for unemployment insurance benefits.  That put over 16 million people out of work and collecting unemployment insurance. Clearly, the arrival of COVID-19 resulted in dramatic changes in the U.S. labor markets with initial claims skyrocketing and a lowering of the labor-force participation rate. A key reason the labor force participation rate fell was a wave of...

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August 2020 Monthly Insight — Pace of Recovery

Posted by on Monday, August 3rd, 2020 in Business, Monthly Insights, Personal Finance | 0 comments

“The pace of recovery looks like it has slowed.” —Jerome Powell, Chairman of the Federal Reserve, July 29, 2020 Last month’s Monthly Insight spoke briefly to our strategic general principals about the markets and investing. That short introduction was followed by a review of the first six months of 2020. One of the key takeaways from the mid-year review was the sheer unknowability of the short- to intermediate-term market moves and economic productivity. Clearly, much of the economic data at that time was extremely negative, with record...

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Why Are Women Under-Confident When It Comes To Managing Their Finances?

Posted by on Thursday, July 30th, 2020 in Business, Investing, Monthly Insights, Personal Finance, Wealth Management | 0 comments

Why Are Women Under-Confident When It Comes To Managing Their Finances?

By Kim Spencer, CFP®, CDFA® I’ve been helping women as a financial advisor for over 30 years. In that time I’ve noticed that many women lack confidence in managing their finances. Though this problem has many causes, there are steps women can take to help gain more confidence and better manage their money.  There is a fundamental difference in how women and men approach money. Often, women have too many goals at the same time and have a hard time prioritizing them. Many women also believe the money they currently have is all they will...

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Timing the Market

Posted by on Thursday, July 30th, 2020 in Investing, Market and Economic Updates, Personal Finance | 0 comments

Timing the Market from Don Nalls,The Nalls Sherbakoff Group, LLC. Dear Friends, It is not uncommon, especially during times of excessive market volatility that some investors feel the temptation to try and “time the market.” Certainly, readers of the Nalls Sherbakoff blog know that market timing is impossible, but as my profession and most of the major brokerage houses attempt to “sell” their ability to do it, investors are often confused. In this video, distributed by Dimensional Fund Investors, Tuck School of Business finance professor Ken...

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Fog Still Obscures The Road Ahead

Posted by on Friday, July 24th, 2020 in Investing, Market and Economic Updates, Personal Finance, Retirement | 0 comments

Fog Still Obscures The Road Ahead From Lee Sherbakoff,The Nalls Sherbakoff Group, LLC. Dear Friends, Aided by massive stimulus and liquidity injections from the Fed, the S&P 500 Index has turned positive for the year. Cautiously upbeat headlines regarding a vaccine have also supported sentiment. Yet, tensions between the U.S. and China are rising, coronavirus infections and coronavirus-related deaths continue to rise, and the coronavirus-inspired fog of uncertainty and fear has yet to lift. Given projections that earnings will begin to...

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