Estate Planning


“To reduce risk, it is necessary to avoid a portfolio whose securities are all highly correlated with each other.” Harry Markowitz – American economist Given the past 3 years of S&P 500 returns (31% in 2019, 18% in 2020, and 29% in 2021), many investors may be suffering from “recency bias.”  The term recency bias refers to the tendency to place too much emphasis on recent events.  For example, you may be inclined to chase last...

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“Planning is bringing the future into the present so that you can do something about it now.”Alan Lakein – American author When many people hear the term “estate planning” they think it only applies to those who own mansions, extensive real estate holdings, and large stock portfolios.  They may recall news stories about estate battles that ensued when celebrities like Prince, Jimi Hendrix, and Michael Jackson died without a will....

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“The legacy of heroes is the memory of a great name and the inheritance of a great example.“ —Benjamin Disraeli, British statesman and who twice served as Prime Minister of the United Kingdom We hope everyone had a wonderful summer and are looking forward to cooler temperatures. The momentum generated by a growing U.S. and global economy is likely to carry over into next year.  While a 2022 recession can’t be ruled...

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“Success is no accident.  It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do.” –Pele, Brazilian former professional footballer (soccer) and among the most successful and popular sports figures of the 20th century. Are you on track to retire comfortably?  If already retired, are you confident in your retirement income planning?  What are...

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Steps to Organize Your Estate Planning Documents From Lee Sherbakoff,The Nalls Sherbakoff Group, LLC. Dear Friends, During stay-at-home mandates and the slow reopening, here’s a home project that will not benefit you in any way, but for sure will be tremendously appreciated by those you leave behind. When we talk to our clients about estate planning, some folks get a little bit anxious and may be quick to change the subject. However,...

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Don’t Let a Recession Faze You from Don Nalls, The Nalls Sherbakoff Group, LLC. Dear friends, Here at the Nalls Sherbakoff Group, we are convinced that there is not one bit of evidence that any investor, prognosticator, pundit or talking head can predict the market. None. Three weeks ago, I was discussing the futility of market predictions with a new client, and he told me that he just “knew” the market was going down a good bit...

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