Investing


The January Barometer Historically, the S&P 500 performance in the first month of the year has an 88% chance of indicating where the index will end the year, according to Stock Trader’s Almanac. Since 1950 there have been only 8 years the trend didn’t hold. Although the “January Barometer” has had a strong success rate over the last sixty years, it has not proved to be a good predictor three of the last six years. Thus, you had a...

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Most of us want goals to shoot for, but all too often we pick the wrong ones. Earlier this month, Adam Nash, the chief executive of Wealthfront, explained the strange way this tends to happen at work. In a Corner Office column, he told my colleague Adam Bryant that if workplace leaders don’t identify specific metrics to focus on, smart people will just make up their own. And because these employees are intelligent and persuasive,...

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Since January 2, we have received a deluge of “annual updates” showing where folks should have invested last year.  Just when some of us are starting a new year filled with confidence, hope, and faith in a new year, and maybe with passion for new resolutions, we now read how obvious it was a year ago that we should have been invested in just these two or three future top performers.  What is it they say about hindsight?...

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What do you own and what do you owe? To figure out where you stand financially, you need to know your net worth — and yet that number is surprisingly difficult to calculate. Your assets are more than just your home and your investments, while your liabilities extend beyond your mortgage and other debts. Drawing up a personal balance sheet listing your assets and liabilities? Here are three key items you ought to include: Read full...

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If the new year has you feeling motivated to up your financial game, then you’ve come to the right place. Below, you’ll find our 25 best personal finance tips from the year rounded up into bite-size pieces, ready for you to apply to your life. They’ll help you save more, spend smarter and keep your money safe. 1. Protect your phone. Our phones hold an incredible amount of personal information about us, including financial details. To...

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Taxpayers in 2014 don’t have to worry about a lot of tax surprises. The American Taxpayer Relief Act of 2012 enacted on Jan. 2, 2013, made many existing tax laws permanent and extended other provisions through 2013. But even in the most stable tax and political environments, there’s always something to worry about when it comes to taxes. Here are 10 tax traps you need to watch out for in 2014. 1. Get ready to wait early in the year....

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