Let our advance worrying become advance thinking and planning. — Winston Churchill We are excited to announce that our new website is up and running! Please go to www.nallssherbakoff.com for a look at our completely updated site. We’d love for you to peruse the new...
Women and Finance
Bolstered by cultural assumptions, women have been made to feel they can’t manage their own finances. This has led to a lack of financial knowledge, which has in turn, led to women not being financially independent. Unfortunately, many women believe someone else, a...
November 2016 Monthly Insight: The Bond Issue
When people think of investing most think of the stocks of companies in the Dow Jones Industrial Average or the S&P 500. However, almost all our clients' accounts have bonds too as part of a well-diversified portfolio. Bonds (Fixed Income) are debt securities...
Will vs. Trust: Is One Better Than the Other?
When it comes to planning your estate, you might be wondering whether you should use a will or a trust (or both). Understanding the similarities and the differences between these two important documents may help you decide which strategy is better for you. What is a...
Top Financial Concerns of Baby Boomers, Generation Xers, and Millennials
Many differences exist among baby boomers, Generation Xers, and millennials. But one thing that brings all three generations together is a concern about their financial situations. According to an April 2016 employee financial wellness survey, 38% of boomers, 46% of...
October 2016 Monthly Insight: Potential Volatility on the Horizon
"In times like these, it helps to recall that there have always been times like these." - Paul Harvey As we enter the fourth quarter of 2016, it’s worth noting that this long-running bull market has now lasted nearly seven and a half years. If that seems hard to...
September 2016 Monthly Insight: Election Edition
As of Labor Day, September 5, there were only 64 days until Election Day. However, early voting in Tennessee starts Wednesday, October 19, just 44 days after Labor Day weekend signals the end of summer. There are many issues surrounding the presidential election this...
August 2016 Monthly Insight: Happy 4th Memories
Like many of you, Don and I and our families had a wonderful time celebrating the Fourth of July holiday weekend. When I was growing up, the Fourth seemed mostly about barbeques, friends, hanging out at the pool, and fireworks. It was also always the end-of-season...
Investors Are Human, Too
In 1981, the Nobel Prize-winning economist Robert Shiller published a groundbreaking study that contradicted a prevailing theory that markets are always efficient. If they were, stock prices would generally mirror the growth in earnings and dividends. Shiller's...
Mid-Year 2016: An Investment Reality Check
Market volatility is alive and well in 2016. Low oil prices, China's slowing growth, the prospect of rising interest rates, the strong U.S. dollar, global conflicts--all of these factors have contributed to turbulent markets this year. Many investors may be tempted to...