Personal Finance


You’ve worked hard your whole life anticipating the day you could finally retire. Well, that day has arrived! But with it comes the realization that you’ll need to carefully manage your assets so that your retirement savings will last.   Read the full article: https://goo.gl/1ll210    

Read More

Let our advance worrying become advance thinking and planning. — Winston Churchill We are excited to announce that our new website is up and running!  Please go to www.nallssherbakoff.com for a look at our completely updated site.  We’d love for you to peruse the new content about our team members, our company background, and the many ways we work with our clients. We especially hope our blog and thought leadership articles will prove...

Read More

Bolstered by cultural assumptions, women have been made to feel they can’t manage their own finances. This has led to a lack of financial knowledge, which has in turn, led to women not being financially independent. Unfortunately, many women believe someone else, a partner, parent or advisor will handle their finances for them.  I see women in my practice that have no knowledge or confidence to learn to be in control of their...

Read More

When it comes to planning your estate, you might be wondering whether you should use a will or a trust (or both). Understanding the similarities and the differences between these two important documents may help you decide which strategy is better for you. What is a will? A will is a legal document that lets you direct how your property will be dispersed (among other things) when you die. It becomes effective only after your death. It...

Read More

Many differences exist among baby boomers, Generation Xers, and millennials. But one thing that brings all three generations together is a concern about their financial situations. According to an April 2016 employee financial wellness survey, 38% of boomers, 46% of Gen Xers, and 51% of millennials said that financial matters are the top cause of stress in their lives. In fact, baby boomers (50%), Gen Xers (56%), and millennials (60%)...

Read More

“In times like these, it helps to recall that there have always been times like these.” – Paul Harvey As we enter the fourth quarter of 2016, it’s worth noting that this long-running bull market has now lasted nearly seven and a half years.  If that seems hard to believe, let us remind you that the S&P 500 index hit the Great Recession low of 677 on March 9, 2009.  Yet on September 30, 2016, the market closed at...

Read More