Monthly Insights

"Ideas shape the course of history." -John Maynard Keynes


August 2020 Monthly Insight — Pace of Recovery

Posted by on Monday, August 3rd, 2020 in Business, Monthly Insights, Personal Finance | 0 comments

“The pace of recovery looks like it has slowed.” —Jerome Powell, Chairman of the Federal Reserve, July 29, 2020 Last month’s Monthly Insight spoke briefly to our strategic general principals about the markets and investing. That short introduction was followed by a review of the first six months of 2020. One of the key takeaways from the mid-year review was the sheer unknowability of the short- to intermediate-term market moves and economic productivity. Clearly, much of the economic data at that time was extremely negative, with record...

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Why Are Women Under-Confident When It Comes To Managing Their Finances?

Posted by on Thursday, July 30th, 2020 in Business, Investing, Monthly Insights, Personal Finance, Wealth Management | 0 comments

Why Are Women Under-Confident When It Comes To Managing Their Finances?

By Kim Spencer, CFP®, CDFA® I’ve been helping women as a financial advisor for over 30 years. In that time I’ve noticed that many women lack confidence in managing their finances. Though this problem has many causes, there are steps women can take to help gain more confidence and better manage their money.  There is a fundamental difference in how women and men approach money. Often, women have too many goals at the same time and have a hard time prioritizing them. Many women also believe the money they currently have is all they will...

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July 2020 Monthly Insight – Long-term Investing Is Not Reactionary

Posted by on Wednesday, July 1st, 2020 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Uncategorized, Wealth Management | 0 comments

“The intelligent investor is a realist who sells to optimists and buys from pessimists.” — Benjamin Graham, British-born American economist, professor and investor Before we talk about the economy, the markets, COVID-19 pandemic, or economic inequality, we would like to review with you our general principles for helping you reach your most cherished financial goals and objectives. We believe all enduring, successful investing is essentially goal-focused and planning-driven. We also believe all failed investing is market-focused and...

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10 Things To Do Within 10 Years Of Retirement

Posted by on Friday, June 12th, 2020 in Investing, Monthly Insights, Personal Finance, Retirement, Wealth Management | 0 comments

10 Things To Do Within 10 Years Of Retirement

By Lee Sherbakoff, CPA/PFS, CFP®, RICP® Days of golfing, checking travel destinations off your bucket list, spending more time with the kids and grandkids, investing in a hobby…are these your retirement dreams? Most of us have at least a general idea of what we want retirement to look like, but before you get caught up in your plans, complete these 10 things within 10 years of retirement to help you finish your working years stronger than you started!  1. Run The Numbers When it comes to your retirement savings, there are countless...

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June 2020 Monthly Insight — Predict No, Plan Yes.

Posted by on Monday, June 1st, 2020 in Investing, Monthly Insights, Personal Finance, Wealth Management | 0 comments

“Prediction is very difficult, especially if it’s about the future.” — Niels Bohr, Danish physicist, 1922 Nobel Prize in Physics Our job is to help our clients make good long-term decisions with respect to their portfolio allocation, investments, and most cherished financial goals and objectives. Although past performance never guarantees future success, to the extent we have any facts, they come from the past. The future of investing is totally unknowable, yet the decisions we make today will play out in the future. To take a...

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