Monthly Insights

"Ideas shape the course of history." -John Maynard Keynes


Goal-Focused New Year

Posted by on Tuesday, January 4th, 2022 in Monthly Insights | 0 comments

“The individual investor should act consistently as an investor and not as a speculator.”Benjamin Graham – American Economist The year 2021 was a wild one in many respects, but the U.S. stock market pushed higher and delivered a solid performance.  The Standard & Poor’s 500-Stock index notched 70 all-time highs and gained 26.9%, which was the third-largest gain of the past 20 years.  Investors brushed off news that might have derailed stocks in years past.  The worst peak-to-trough drawdown in 2021 was just 5.2%, and the...

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Do You Have Questions About Your Medicare Plan?

Posted by on Monday, December 27th, 2021 in Monthly Insights | 0 comments

By Lee Sherbakoff, CPA/PFS™, CFP®, RICP® It’s no secret that for many Americans, Medicare is a significant part of their healthcare plan in retirement. Through taxes assessed on earned income, Medicare earned about $900 billion in 2020 and paid benefits to over 60 million people. (1) In fact, nearly 96% of people age 65 and older are current Medicare recipients. (2) Despite its importance, many people don’t understand Medicare or the full scope of benefits to which they are entitled. Unfortunately, not having a complete picture of the system...

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Last Will and Testament – December Monthly Insight

Posted by on Wednesday, December 1st, 2021 in Estate Planning, Monthly Insights | 0 comments

“Planning is bringing the future into the present so that you can do something about it now.”Alan Lakein – American author When many people hear the term “estate planning” they think it only applies to those who own mansions, extensive real estate holdings, and large stock portfolios.  They may recall news stories about estate battles that ensued when celebrities like Prince, Jimi Hendrix, and Michael Jackson died without a will. Despite these myths and misconceptions, the truth is that everyone should have an estate plan or a...

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3 Reasons Why Inflation Is So High & How to Tell if it Will Last

Posted by on Monday, November 29th, 2021 in Market and Economic Updates, Monthly Insights, Personal Finance | 0 comments

3 Reasons Why Inflation Is So High & How to Tell if it Will Last

By Lee Sherbakoff, CPA/PFS™, CFP®, RICP® It’s no secret that inflation is wreaking havoc on Americans’ spending right now. Commentators and analysts have been busy discussing the dramatic rise of inflation and whether it is “persistent” or “transitory.” What may have seemed like a slight inconvenience at first is now becoming a much larger issue as people watch their buying power degrade right before their eyes. As the holiday season approaches, many are wondering how much they can afford to spend on their loved ones or how seriously their...

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The good news just keeps coming, but yet….

Posted by on Monday, November 15th, 2021 in Market and Economic Updates, Monthly Insights | 0 comments

Job growth is surging despite the deleterious impact of the delta variant of the COVID-19 virus, or for that matter, the supply chain issues brought on by demand skyrocketing.  Americans are going back to work rapidly.  The US Economy is adding nearly half a million jobs a month in 2021.   Fear of stagflation is officially dead.  Good news.  Recent data from Bloomberg reports total dividend payments from the constituents in the S&P 500 Index are coming in at a cumulative $61.03 per share this year (a record...

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