Our Thoughts

"Either write something worth reading or do something worth writing." -Benjamin Franklin

January 2019 Monthly Insight – General Investing Principles

Posted by on Friday, January 4th, 2019 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance | 0 comments

“You’d be making a terrible mistake if you stay out of a game you think is going to be very good over time because you think you can pick a better time to enter it.” Warren Buffett General Principles It is worth restating, even in the context of a letter primarily focused on the year just past, our overall philosophy of investment advice. It is goal-focused and planning-driven, as sharply distinguished from an approach that is market-focused and current events-driven. Every successful investor we’ve ever known acted continuously on a plan;...

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Tax Reform and Families: Three Essential Changes

Posted by on Wednesday, December 19th, 2018 in Personal Finance, Tax Planning | 0 comments

If you are struggling to understand the new tax act and how it will affect you, so are millions of American families! Indeed, there is both good and bad news. With about 60% of the tax cuts going to families, according to the federal government, you need to understand how to get the best for your family. Click the thumbnail below to download and read the full...

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December 2018 Monthly Insight – Diversification

Posted by on Saturday, December 1st, 2018 in Investing, Monthly Insights, Personal Finance | 0 comments

“You have to understand what market history looks like. What market history tells you is that the very, very best investments are made when things look the worst.” —William J. Bernstein Diversification of an investment portfolio is a best practice for long-term investors. You may think of it as “not putting all your eggs in one basket,” although it involves a bit more than that. Diversification is a risk management practice that mixes a wide variety of non-correlated investments within a portfolio. Correlation, as it relates to your...

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November 2018 Monthly Insight: The October Effect

Posted by on Thursday, November 1st, 2018 in Business, Investing, Monthly Insights | 0 comments

“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” —Mark Twain Finally, the month of October is over.  What is it about the month of October?  The stock market crash in October 1929 ushered in the Great Depression.  On Black Monday, October 19, 1987, the S&P 500 Index lost 20.5%, although an economic calamity did not ensue.  During October 2008, the S&P 500 Index lost nearly 17%, the...

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Thoughts on October 2018 Market Volatility

Posted by on Tuesday, October 23rd, 2018 in Investing, Market and Economic Updates, Wealth Advisors, Wealth Management | 0 comments

After a period of relative calm in the markets, in recent days the increase in volatility in the stock market has resulted in renewed anxiety for many investors. From September 30–October 10, the US market (as measured by the Russell 3000 Index) fell 4.8%, resulting in many investors wondering what the future holds and if they should make changes to their portfolios.1 While it may be difficult to remain calm during a substantial market decline, it is important to remember that volatility is a normal part of investing. Additionally, for...

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