Our Thoughts

"Either write something worth reading or do something worth writing." -Benjamin Franklin

Last Will & Testament: Add a Letter Covering These 14 Wishes

Posted by on Tuesday, March 12th, 2019 in Estate Planning, Personal Finance | 0 comments

Having a will is necessary, but there is a great deal of information the legal document does not include. Here’s what to cover in a supplemental letter that specifies preferences, discloses critical logistic info, and will save your family significant stress during a difficult time. Click the thumbnail below to read and download the full...

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March 2019 Monthly Insight – The Fundamentals Eclipse the Negative Headlines (and a tribute to the late Jack Bogle)

Posted by on Saturday, March 9th, 2019 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance | 0 comments

“The idea that a bell rings to signal when investors should get into or out of the market is simply not credible. After nearly 50 years in this business, I do not know of anybody who has done it successfully and consistently.”— John Bogle, founder of Vanguard and inventor of the index fund The steady diet of concerning headlines from around the world has been unsettling for most Americans, regardless of where they sit on the political spectrum.  We know equity markets loathe heightened uncertainty.  What is...

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Estate Planning Under the New Tax Act: Everyone Needs a Review

Posted by on Tuesday, February 19th, 2019 in Estate Planning, Personal Finance, Tax Planning | 0 comments

When was the last time you examined your will or trusts? How about power of attorney or plans to gift assets? Under the new tax act, only eight per 10,000 estates will owe federal estate tax—at least until the act sunsets. That means everything needs to be reviewed. Click the thumbnail below to download and read full...

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February 2019 Monthly Insight – The Year Ahead

Posted by on Friday, February 1st, 2019 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance, Wealth Management | Comments Off on February 2019 Monthly Insight – The Year Ahead

“Come what may, all bad fortune is to be conquered by endurance.” –Virgil, Roman poet, born 70 B.C. We hope your 2019 is off to a rousing start. Whether you reached your personal goals in 2018, faced challenges, or are looking for a 2019 reboot, let’s take a moment to hit on the key themes for the rest of this year. What’s in store for 2019 While 2018 began with unbridled optimism, caution quickly entered the picture, and most major U.S. indexes had their first downturn since 2008.  In 2019, we have the mirror image. There is no...

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January 2019 Monthly Insight – General Investing Principles

Posted by on Friday, January 4th, 2019 in Investing, Market and Economic Updates, Monthly Insights, Personal Finance | 0 comments

“You’d be making a terrible mistake if you stay out of a game you think is going to be very good over time because you think you can pick a better time to enter it.” Warren Buffett General Principles It is worth restating, even in the context of a letter primarily focused on the year just past, our overall philosophy of investment advice. It is goal-focused and planning-driven, as sharply distinguished from an approach that is market-focused and current events-driven. Every successful investor we’ve ever known acted continuously on a plan;...

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