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January 2015 Monthly Insight: Out With 2014 and In With 2015

Posted by on Thursday, January 15th, 2015 in Investing, Market and Economic Updates, Monthly Insights | 0 comments

Since January 2, we have received a deluge of “annual updates” showing where folks should have invested last year.  Just when some of us are starting a new year filled with confidence, hope, and faith in a new year, and maybe with passion for new resolutions, we now read how obvious it was a year ago that we should have been invested in just these two or three future top performers.  What is it they say about hindsight? The fact of the matter is research strongly suggests no one can accurately forecast the future market direction...

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How to Calculate Your Personal Balance Sheet

Posted by on Friday, January 9th, 2015 in Investing, Personal Finance, Retirement, Small Business, Wealth Advisors | Comments Off on How to Calculate Your Personal Balance Sheet

What do you own and what do you owe? To figure out where you stand financially, you need to know your net worth — and yet that number is surprisingly difficult to calculate. Your assets are more than just your home and your investments, while your liabilities extend beyond your mortgage and other debts. Drawing up a personal balance sheet listing your assets and liabilities? Here are three key items you ought to include: Read full article...

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25 Ways to Improve Your Finances in 2015

Posted by on Friday, January 2nd, 2015 in Investing, Personal Finance, Retirement, Wealth Management | Comments Off on 25 Ways to Improve Your Finances in 2015

If the new year has you feeling motivated to up your financial game, then you’ve come to the right place. Below, you’ll find our 25 best personal finance tips from the year rounded up into bite-size pieces, ready for you to apply to your life. They’ll help you save more, spend smarter and keep your money safe. 1. Protect your phone. Our phones hold an incredible amount of personal information about us, including financial details. To make sure yours doesn’t fall into the wrong hands, be sure to activate password protection, disable your phone...

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10 New Tax Traps to Watch Out for in 2014

Posted by on Friday, December 19th, 2014 in Investing, Personal Finance, Retirement | Comments Off on 10 New Tax Traps to Watch Out for in 2014

Taxpayers in 2014 don’t have to worry about a lot of tax surprises. The American Taxpayer Relief Act of 2012 enacted on Jan. 2, 2013, made many existing tax laws permanent and extended other provisions through 2013. But even in the most stable tax and political environments, there’s always something to worry about when it comes to taxes. Here are 10 tax traps you need to watch out for in 2014. 1. Get ready to wait early in the year. The federal government shut down for 16 days last October, but taxpayers are still paying for it. The IRS says...

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Year-End Tax Tips for 2014

Posted by on Friday, December 12th, 2014 in Investing, Personal Finance, Retirement | Comments Off on Year-End Tax Tips for 2014

Key Points These tax tips for 2014 address key areas of your financial life: portfolio planning, retirement, education planning and charitable giving. It never hurts to consult with a tax professional about your unique tax situation. Be aware of changes to cost-basis reporting rules and how they affect different securities you may own. If you find yourself stressed come tax time, read on. First, take heart that you can act before the end of the year to help minimize the pain of April 15. Then, consider the tax tips below affecting key areas...

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